*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:#10283f;background:#f7f9f8}a{color:#087c83}a:hover{text-decoration-thickness:2px}.wrap{max-width:1120px;margin:auto;padding:0 24px}.top{background:#10283f;color:white}.top a{color:white;text-decoration:none}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;padding:18px 0}.navlinks{display:flex;gap:18px;flex-wrap:wrap;font-size:.9rem}.logo{font-weight:800;font-size:1.22rem;letter-spacing:-.03em}.mark{display:inline-grid;place-items:center;background:#f3b95f;color:#10283f;width:35px;height:35px;border-radius:10px;margin-right:8px}.hero{background:#10283f;color:white;padding:70px 0 82px}.hero h1{font-size:clamp(2.3rem,5vw,4.5rem);line-height:1.1;max-width:850px;margin:12px 0}.hero p{max-width:700px;color:#d7e5e7;font-size:1.2rem}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:#087c83}.hero .eyebrow{color:#f3b95f}.btn{display:inline-block;background:#f3b95f;color:#10283f!important;padding:12px 19px;border-radius:10px;font-weight:800;text-decoration:none;margin:8px 8px 8px 0}.btn.secondary{background:#e0f2ef}.layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:45px;padding-top:45px;padding-bottom:65px}.article{min-width:0}.article h1{font-size:clamp(2rem,4vw,3.25rem);line-height:1.16;letter-spacing:-.04em}.article h2{font-size:1.55rem;margin-top:2.3rem;line-height:1.3}.article p{max-width:75ch}.lede{font-size:1.2rem;color:#41566a}.panel,.tile,.aside{background:white;border:1px solid #dce6e4;border-radius:15px;padding:23px}.aside{height:max-content;position:sticky;top:20px}.aside h2{font-size:1.12rem}.aside a{display:block;margin:10px 0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px;margin:28px 0}.tile h3{margin:4px 0}.tile p{color:#506274;font-size:.93rem}.notice{border-left:4px solid #087c83;background:#e9f5f2;padding:14px 18px;border-radius:5px;margin:25px 0}.cta{background:#10283f;color:white;padding:25px;border-radius:15px;margin:35px 0}.cta p{color:#e0e9ed}.crumb{font-size:.85rem;color:#536777;margin:25px 0}.footer{background:#10283f;color:#d9e6ea;padding:35px 0}.footer a{color:#d9e6ea}.footerlinks{display:flex;gap:20px;flex-wrap:wrap}.muted{color:#536777;font-size:.9rem}.source-list{font-size:.9rem;overflow-wrap:anywhere}a:focus-visible{outline:3px solid #f3b95f;outline-offset:4px}@media(max-width:780px){.layout{grid-template-columns:1fr}.aside{position:static}.hero{padding:45px 0}.navlinks{gap:10px}}
/* Navigation and responsive conversion controls */
.top{position:sticky;top:0;z-index:100;box-shadow:0 3px 15px #10283f18}
.nav{min-height:78px;flex-wrap:nowrap}
.navlinks{align-items:center;gap:14px}
.header-cta{display:inline-flex;align-items:center;justify-content:center;background:#f3b95f!important;color:#10283f!important;border-radius:9px;padding:9px 13px;font-weight:800;white-space:nowrap;font-size:.86rem}
.menu-toggle{display:none;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid #b7c9d0;border-radius:9px;background:transparent;color:white;cursor:pointer;font-size:1.45rem}
.menu-toggle:focus-visible,.header-cta:focus-visible{outline:3px solid #f3b95f;outline-offset:3px}
.mobile-bottom-cta{display:none}
.aside{position:static}
.aside .btn{display:block;text-align:center;font-size:.9rem;line-height:1.4}
.aside .aside-link{display:block;margin:12px 0}
.aside ul{padding-left:18px}
.site-map-list{columns:2;column-gap:45px}
.site-map-list li{break-inside:avoid;margin-bottom:8px}
.article .steps{padding-left:25px}
.article .steps li{margin:10px 0}
.article table{width:100%;border-collapse:collapse;background:white}
.article th,.article td{text-align:left;padding:12px;border:1px solid #dce6e4}
.article .checklist{background:white;border:1px solid #dce6e4;padding:18px 18px 18px 36px;border-radius:12px}
@media(max-width:1020px){
 .nav{gap:10px}
 .navlinks{gap:9px;font-size:.78rem}
 .header-cta{font-size:.78rem;padding:8px}
}
@media(max-width:780px){
 .nav{min-height:66px;gap:9px}
 .logo{font-size:clamp(.9rem,3.4vw,1.12rem);white-space:nowrap}
 .mark{width:29px;height:29px;margin-right:5px}
 .menu-toggle{display:inline-flex;flex:0 0 44px}
 .navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#10283f;padding:16px 24px 23px;flex-direction:column;align-items:stretch;box-shadow:0 12px 18px #10283f33;font-size:1rem}
 .navlinks.is-open{display:flex}
 .navlinks a{padding:9px 0}
 .header-cta{margin-left:auto;font-size:.78rem;padding:8px 9px}
 .mobile-bottom-cta{display:block;position:fixed;bottom:0;left:0;right:0;background:#10283f;padding:9px 15px calc(9px + env(safe-area-inset-bottom));z-index:110;box-shadow:0 -3px 18px #10283f40}
 .mobile-bottom-cta a{display:block;text-align:center;background:#f3b95f;color:#10283f;padding:10px;border-radius:9px;font-weight:800;text-decoration:none}
 body{padding-bottom:75px}
 .site-map-list{columns:1}
}
@media(max-width:370px){.logo{font-size:.86rem}.mark{width:24px;height:24px}.header-cta{font-size:.7rem;padding:7px}.nav{padding:10px 0}}
@media(max-width:780px){.top{position:relative}.header-cta{order:2}.menu-toggle{order:3}.navlinks{order:4}}